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Credit unions: banking as a community
Member-owned, often with lower fees and loan rates.
Credit unions are nonprofit financial cooperatives owned by their members. Many offer lower fees, better rates and small-dollar loans that are much cheaper than payday loans.
Good to know
- Membership is based on where you live, work, worship or study
- Deposits are insured by the NCUA up to legal limits
- Ask about small-dollar loans, savings clubs and free financial counseling
General educational information, not legal or insurance advice. Save More Circle isn't paid by any lender, app or store.